Business Lending

Whether purchasing or refinancing your commercial property or breaking ground for your business, our lending team can help you find the right real estate loan to take the next step.

• Commercial Mortgage Loan
• • Terms up to 20 years
  • Competitive interest rates
• Commercial Construction Loan
• • Construction to permanent loan
  • Terms up to 20 years
  • Competitive interest rates

Interested in financing your equipment purchases or acquisitions, and consolidating debt without impacting cash flow? PS Bank’s commercial loans and lines of credit options provide you with the proper lending solutions to finance operating expenses, real estate taxes, and more.

• Terms up to 20 years, depending on the collateral pledged
• Competitive interest rates

Benefit from competitive interest rates, favorable loan terms, and expert guidance. The SBA preferred lending team at PS Bank helps you get the funding your small business needs to succeed.

Small businesses are the backbone of the economy. The U.S. Small Businesses Administration works with financial institutions to provide loans that help new and existing businesses acquire everything from equipment to real estate and obtain funds for working capital. At PS Bank, our experienced business lending team can help you navigate the application process and get the funding needed to power your success.

• SBA 7a and 504 loans available
• Assistance with local lending decisions
• Funding for start-up costs, equipment, machinery and vehicles
• Loans for business expansion or real estate purchases
• Working capital to support export initiatives, inventory acquisition, seasonal needs and other purposes
• Lower interest rates and longer repayment periods than most traditional term loans
• One-on-one assistance from professional lenders who will work closely with you during the application process