Personal Checking

Filled with free features, our checking options make money management more convenient and your day a little easier.

Find a checking account that fits your lifestyle in Pennsylvania

Different people, different needs. That's why PS Bank offers three unique checking account options. But whether you choose to say "no" to monthly fees or "yes" to extra income, you'll enjoy the advantages of online banking, our handy mobile banking app, a free Visa debit card, and coast-to-coast ATM access.

You can cut costs without cutting corners. Our free checking account option holds the line on fees while still offering everything you need for 24/7 account access.

$25 minimum to open
$0 service charge *with eStatements
No fees at PS Bank ATMs ($2 foreign ATM fee per transaction, plus surcharge)
Free starter checks
No interest earnings

*You have 60 days from account opening to sign up for eStatements. If you do not sign up for eStatements, your account will be converted to our PS Select Checking. With our PS Select Checking, you must maintain an average daily balance of $500.00 or have a direct deposit to the account to avoid a $6.00 per month maintenance service charge.

$500 minimum balance required or set up direct deposit of your paycheck (a $6 monthly service charge applies otherwise)
No interest earnings
No fees at PS Bank ATMs (surcharge only at foreign ATMs)
Free starter checks

Most checking accounts send money only in one direction - out to the people and businesses you're paying. But PS Preferred is a two-way street, with your deposits earning interest at a competitive rate.

$25 minimum to open
A below minimum maintenance service charge fee of $10 will be imposed every statement cycle if the balance in the account falls below $1,000 on deposit in this Preferred Checking or $10,000 combined deposits in checking, savings, and/or time deposits.
Tiered interest structure means bigger balances can earn money at higher rates
No fees at PS Bank ATMs (surcharge only at foreign ATMs)
Free basic checks

Want to learn more about PS Bank’s checking rates? Give us a call or visit us in person at one of our Pennsylvania branches.

PS Bank is a full-service financial institution with branches throughout Northeastern and North Central Pennsylvania.

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Check Out Our Competitive Rates

240 Month Home Equity

7.25

% APR

HELOC Introductory Rate

5.99

% APR

60 Month CD

0.90

% APY

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Not Insured by FDIC or Any Other Government Agency	Not Bank Guaranteed
Not Bank Deposits or Obligations	May Lose Value