Municipal Deposit Accounts

Keep the public trust with accounts designed for highly efficient money management.

Make the best use of your budgeted funds in Pennsylvania

Managing a government office comes with major responsibilities. Funds are at a premium and expectations are high. At PS Bank, our Municipal Checking and Money Market Accounts help public officials keep close tabs on expenditures and maximize revenues.

This fee-free account helps control costs while providing all the tools necessary to efficiently collect payments and transfer funds to where they are most needed.

  • No minimum balance
  • No monthly service charge
  • Receive immediate credit for deposits
  • 24/7 Online Banking and Mobile Banking
  • Cash management services facilitate your municipality's ability to deposit checks, collect payments and simplify payroll through direct deposit

Add some extra revenue to your yearly budget. This account earns competitive interest on deposits and features several of efficiency-boosting free services.

  • Receive immediate credit for deposits
  • Tiered rate structure means bigger balances have the potential for higher returns
  • 24/7 Online Banking and Mobile Banking
  • Cash management services facilitate your municipality's ability to deposit checks, collect payments and simplify payroll with through direct deposit

Set aside funds for future initiatives - or unexpected costs - without locking them up in long-term investments. These versatile accounts pay competitive rates while providing immediate access to funds.

  • Designed to meet short-term or long-term deposit needs
  • Receive immediate credit for deposits
  • Tiered rate structure means bigger balances have the potential for higher returns
  • Flexibility to make up to six withdrawals or transfers per month
  • Access funds as needed through Online Banking and Mobile Banking

Municipal deposits are fully collateralized in accordance with PA Act 72 for balances in excess of FDIC coverage.

Want to learn more about PS Bank’s deposit accounts? Give us a call or visit us in person at one of our Pennsylvania branches.

PS Bank is a full-service financial institution with branches throughout Northeastern and North Central Pennsylvania.

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240 Month Home Equity

7.25
% APR

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5.99
% APR

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0.90
% APY

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